aving been born and raised outside of the United States, our parents instilled an appreciation for the freedoms and opportunities we have in this country. Like the builders of the Canal, Chris Norris, Chuck Norris and John Espino (The Lending Trio) have forged systems that have paved the way for those people with dreams and goals. Whether helping new home buyers plan and buy their new home or assisting the seasoned professional grow its portfolio, The Lending Trio’s systems exemplify the commitment and professionalism in the lending industry and excels The Trio ahead of its competition.

The loan process has traditionally been one of shifting sands and inconsistencies making this process one of the most stressful times in one's life.. With the focus on education and teamwork, The Lending Trio’s system has transformed this out of control process to a calm and controlled experience. These efficient processes make The Lending Trio more effective than the traditional morgage professional.

Away from the Office, The Lending Trio maintains their commitment to God, family and their community. John sits on board at Mission Solano, Chuck volunteers in an after school program for inner city kids, and all three are very active in their local church. All three enjoy and participate in most sports, and you can usually find Chris and John coaching their son's sports' teams, with "uncle Chuck" cheering their every move.

We have been very blessed with a close family! For many years we have kept our "Friday night dinner" tradition alive and we often vacation together, as seen in this picture in front of the Balboa Union Church in Panama. Our Family exemplifies the adage “the family that works together and plays together, stays together.”

Making friends and helping families achieve their dreams and goals are the central mission of The Lending Trio. Let our family unlock your dreams and goals for your family.